Will I be Held Liable if my Car was Stolen and in an Accident?

Unfortunately, car accidents happen every day. They can be a tragic event involving fatalities or as small as a tiny dent on a bumper. Regardless, all car accidents should be reported to the police and the respective drivers’ insurance companies.

The only thing worse than being in a car accident yourself, is if your car is stolen and involved in an accident. Not only do you have to deal with the stress that comes along with a stolen vehicle, but you have to deal with the stress of your car being in an accident.

What Are Your Responsible For?

Well, first off, when you discover that your car was stolen, you should:

Call the Police: Tell the police all about your car. Let them know that it has been stolen, the make, model, color, license plate, and any other important information.

Call your insurance company: After you call the police, the next step is to call your insurance company. In case anything happens with the vehicle, you should document that the vehicle was stolen.

Are You Liable?

If your car has been stolen and has been involved in an accident, you will not be held liable. The reasoning behind this ruling is that you did not willfully lend your car out to someone.

Tips to Prevent Vehicle Theft

The first step to avoiding a situation like this is to take steps to ensure the security of your vehicle. Some tips to prevent auto theft are:

  • Have a security system installed
  • Try not to park in high crime areas
  • Avoid dark, shady areas
  • Purchase auto theft insurance

Contact a Car Accident Attorney

If you, or your vehicle, has been in a car accident, the next best step after alerting the authorities is to contact an experienced car accident attorney. A car accident attorney will investigate your case and decide whether or not you will be held liable. In the case that you are injured in the said crash, a car accident attorney will file a lawsuit.